Transportation & Logistics Business Line of Credit
The Power of Liquidity. The Freedom to Grow.
The Kristopher Financial Business Line of Credit gives transportation and logistics companies the liquidity to operate with confidence and control. Built for established fleet owners and disciplined operators, this product is designed to fund working capital, bridge cash flow gaps, and support expansion without disruption.
This is capital on demand — structured, predictable, and available when you need it most. Whether you’re covering payroll, fuel, maintenance, or strategic growth opportunities, your line of credit ensures that your business keeps moving, no matter what the market brings.
What It Can Be Used For
Your business line of credit gives you the flexibility to keep operations running smoothly and growth on track. Use it to maintain steady cash flow for payroll, insurance, fuel, and repairs — ensuring your team and trucks stay on the road without interruption. When freight payments are delayed or invoices take time to clear, your credit line bridges the gap so you can operate with peace of mind.
It also allows you to quickly purchase parts, fuel, or short-term equipment, eliminating downtime and protecting productivity. In moments of urgency or opportunity, your available credit becomes a lifeline — helping you handle unexpected expenses or seize new routes, contracts, or vehicles without waiting for long approvals.
Amounts- Rates - Features
- Credit Limits: $50,000 to $500,000+ based on business strength and cash flow.
- Revolving Access: Draw and repay funds as needed; pay interest only on what you use.
- Flexible Terms: 12–24 month renewals with automatic review for higher limits.
- Fast Decisions: Approvals within 48 hours and access to capital within days.
- Transparent Costs: No hidden fees, no surprises—just structured access to liquidity.